Borrower

This communication is from a debt collector and may be an attempt to collect a debt and/or enforce our lien. Any information obtained will be used for that purpose unless prohibited by applicable law. However, if this debt has been discharged or if you are protected by the automatic stay in bankruptcy, we are not attempting to collect the debt from you personally, and if we have obtained relief from the automatic stay in bankruptcy, we will only exercise our rights against the property itself. By providing this notice we do not waive any applicable exemptions from state or federal collection laws. Upon written request within 30 days, we will provide verification of this debt.
FDCPA compliance